Blog

AndCo is pleased to share that we have relocated our headquarters to Winter Park, Fl. While our physical address will change, our phone and fax numbers will remain the same, as will our email addresses. Please update your records with our new contact information shown below:   AndCo Consulting 531 West Morse Blvd, Suite 200 […]

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The 2nd Derivative of Crisis

April 20, 2020

Author Name By AndCo

Whether you are on the frontlines of the fight every day or required to shelter in place, the new reality the Coronavirus has imposed on our day-to-day lives is jarring. We have all had to dramatically adapt the way we work, live and interact with one another over a very short time. If you are […]

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The Untold Story of Trailing Returns

March 21, 2019

Author Name By AndCo

Whether you’re reviewing investments as a trustee or tasked with picking your own options as a defined contribution participant, the start of your evaluation process is likely the same: “What do the trailing returns look like?”  In other words, are the 1, 3, 5 & 10-year trailing performance numbers better, worse or largely similar relative […]

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Many professions have their own expressions and acronyms that are freely used to communicate effectively with other colleagues and industry participants. This specialized diction creates an obstacle that hinders understanding for non-industry professionals, and when asking questions feels uncomfortable or difficult, “head-nodding” often ensues, and that action outwardly implies comprehension. Unfortunately, the financial services industry […]

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“Twenty years from now you will be more disappointed by the things that you didn’t do than by the ones you did do.”  – H. Jackson Brown Jr A couple of weeks ago, caravans of kids across America dressed as their favorite characters and canvassed the streets with a singular declaration. After a few hours […]

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The Zipper Merge & Rebalancing a Portfolio

October 23, 2018

Author Name By Troy Brown

If any of our readers has the “joy” of experiencing a commute to or from an urban area with frequent interchanges or has experienced the “wonder” of lane closures during rush hour, often without a worker in sight, this blog’s for you – but it’s probably not what you think. In the field of traffic […]

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Public Funds and Assumed Rates of Return

September 20, 2018

Author Name By AndCo

Many public funds are facing increased scrutiny regarding their required rates of return. These important projections, often referred to as a plan’s “interest assumption”, are used to document the long-term return goals of a pension plan’s investment portfolio and are used in part to determine the level of funding contributions that may be required to […]

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A Trillion Milestones

August 16, 2018

Author Name By Troy Brown

We don’t typically opine on individual securities outside of their impact on a specific market segment or the market in general, but recently Apple (AAPL) hit a valuation milestone no other U.S. company had ever achieved. On August 1st, Apple became the first U.S. company to eclipse a market capitalization (stock price multiplied by the […]

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Update on Interest Rates

August 9, 2018

Author Name By Philip Schmitt

As expected, the Federal Reserve (the Fed) voted to raise interest rates for the second time this year at their June meeting. With this increase, the Fed Funds rate (range) increased from 1.50%-1.75% to 1.75%-2.00%.  Importantly, the Fed updated its forecast for potential rate hikes for calendar year 2018 to four as the U.S. unemployment […]

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Zen and the Art of Motorcycle Sales

July 24, 2018

Author Name By Troy Brown

One of my favorite quotes from the classic tome Zen and the Art of Motorcycle Maintenance by Robert Pirsig is the following simple truth: “Some things you miss because they’re so tiny you overlook them. But some things you don’t see because they’re so huge.” For most Americans (US consumers), the concept of tariffs (trade […]

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